The need to have control over our financial affairs from both a personal and business perspective is imperative if we are to weather the storms of market conditions. The need for a competent financial advisor is more important now than it has ever been – being able to discuss your affairs in an open honest manner, and have someone that you can trust with this information, is like having a best friend that you can talk to and know that the advice they give you is from the heart not the pocket.

Small businesses have preferential rates that are applicable, but one of the requirements is that the business must trade as a private company in order to qualify. As a registered business, SARS is now able to award you the preferential rates. The bottom line is that you need to be willing to change your mindset and work with the system. You will find it far more rewarding than the constant butting your head against a brick wall.

For over 54 years FAMSA has been developing human potential by providing counselling, education and training for South Africans who want help with relationship issues. Communities have developed skills and gained from services work in FAMSA Focus areas such as Violence and Trauma; HIV/AIDS; Abusive relationships; Poverty and Relationship Breakdown. FAMSA’s Mission is to preserve the family with preventive and remedial services which build on existing strengths in individuals, couples, groups and communities and enables people to deal with modern day stressors and issues that threaten Family Life.

This family budget worksheet is set up to be used for projecting your family monthly budget schedule for 12 individual months. The monthly schedule is easier to understand than an annual family budgeting tool. We've formatted the worksheet and put in most of the income and expense descriptions. All you have to do is put in your numbers and print it. If you need additional categories of income or expense items you can quickly modify it. Just plug in your amounts and the spreadsheet will automatically compute the totals.

With the pressure of an increasingly demanding lifestyle, finding a balance between work, personal life, and all other activities can be challenging. Sometimes we feel like the hours are not quite enough to complete the tasks we have in one day. This can make you feel incomplete or that you have wasted some of your time. Others feel they are productive enough and therefore don’t explore new ways of maximising productivity to go even further in life. Here are a few tips that may help you enhance your daily productivity.

If you're like many entrepreneurs who run a business from home, you have to ensure that you are adequately insured against loss, damage or theft. The type and amount of insurance you need will depend on the kind of business you have and the replacement value of your equipment. A good first step would be to do an inventory of all your business-related equipment and attach a value to it.

Many women start their own businesses with the aim of being able to dedicate more time to their families. Unfortunately, this does not always materialise...

What to consider before starting a new business

Having a home office may be an attractive option if you're running a small "one-man show" or starting out small with a view to expand once the business is off the ground. There are, however, some practical issues to consider before you start setting up your office. When starting/running a business from home, you need to have a plan of action with regards to the where, what, why and how of setting up your work-space. This article provides you with some tips on how to get started on your home office.

How do you include the title of 'businesswoman' into the many responsibilities that come with motherhood?

A good marketing plan is vital to the success of your business even if you're running your business from home.

Working from home has many advantages and also many challenges.

If you’re trying to run a business from your dining room table, on a dial-up Internet connection with the computer you’ve had since high school, it might well be time to revamp your home office. While there are no substitutes for a good business plan, having the best technology you can afford will ensure your working hours are spent more productively, thereby improving your output.

It's no secret that women often think and behave differently to their male counterparts and it's no different when it comes to business. It's one reason why you may want to consider finding for a female mentor. With so many successful women entrepreneurs out there and industries becoming more progressive in this regard, there is an abundance of women with experience in a range of industries. To keep these numbers growing, many women's organisations and associations provide mentorship programmes to help fellow women in business.

Working from home has many advantages and also many challenges.

Running your own business can be a lonely road. Joining one's local business chamber or a similar business networking group can put you in touch with other entrepreneurs on the same journey. Most importantly, building this kind of network can also be a source of new clients for your business. Here is a list of women's business associations based across the country.

In today’s world, one of the biggest challenges that we women face is how to balance family and work without doing a “half-job” on either. Running a home-based business presents its own unique issues, as entrepreneur Colette Symanowitz knows only too well. With some experience under her belt, Colette explains how she manages this balancing act. In this article, Colette expands on four tips for having a balanced work and family life when working from home.

What to consider before starting a new business.

There are likely mothers in your office who deserve a little recognition on their special day. You might not have many Mother’s Day ideas at the moment, but there are numerous things to do on Mother’s Day that are ideal for celebrating this special occasion. Here are some tips to create the perfect celebration of all the mothers in your office.

There are a variety of pros and cons to working from home, so weigh them up before you clear out a spare room for your home office.